Evaluate the Credit Risk of Third-Party Payment Institutions From Internal and External Factors

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Abstract

As the most representative organization in my country's traditional financial system, commercial banks have a reputation that
cannot be matched by any other capital organization. my country's commercial banks are strong, the government provides
implicit guarantees for investors, and has accumulated high-quality customer resources over the years. Although in recent
years, some traditional businesses of banks are often considered to be affected by Internet finance and third-party payments,
even on the surface, banks have gradually become a relatively weak party. However, as long as we think calmly, we will
definitely find that in the short term, the market dominance of commercial banks in the financial sector is still far from being
shaken by third-party payment platforms.

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